10 Steps to Get You Ready for Retirement

Start planning now for your ideal retirement
by Donna Fuscaldo, AARP, Updated June 2012

A happy and fulfilling retirement means different things to different people. For you, it may mean transitioning from a full-time career into meaningful part-time work. Or perhaps you envision yourself spending more time with family, starting a garden or making regular visits to the golf course. Once you determine what will give you peace of mind in retirement, it’s important to know how you can get there financially. We’ll help you get started with some simple (and fun) steps.

Step 1: Define Your Retirement
You probably have some idea of how you’d like to spend retirement. Here’s where you write your objectives down, listing the most important goals first. For now, don’t focus on budget. Focus on ideas, and be as specific as you can. For example, instead of “travel,” list “trips to the lake” or “walking tours of foreign countries.” Instead of “stay involved in my community,” write down “volunteer with kids one day a week.”

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